I have a vision of the future which I’d like to share with you. You’ve probably heard of black boxes before because they’re used in planes and other vehicles to monitor everything that happens while they’re in use. When a plane crashes, investigators look for the black box so that they can identify what happened. Similar technologies power telematics devices, which can be installed in cars and used to gain insights into how they’re being driven. Some car insurers now base their customers’ premiums on the data that they receive from the telematics device.